Natural hazards · Lenox

Lenox, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lenox comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lenox?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lenox to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes5%Everything else17%
By hazard

What Lenox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once a year in the area

Tornadoes

5% of expected damage
Below average · higher than 32% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lenox flood?

Every paid claim on a federal flood insurance policy in Lenox, from FEMA’s records.

10paid claims since 1979
$45Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • December Storm - Nor'easter: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Lenox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Madison County.
Disasters that hit Lenox

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lenox itself: aid to households, or repair grants to the Town of Lenox.

Brought FEMA money into LenoxDeclared for Madison County only
2017

Severe Winter Storm and Snowstorm

$14K to the Town of Lenox for repairs
2000

Severe Storms and Flooding

$17K to the Town of Lenox for repairs
Madison County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Lenox

Lenox and the towns around it

Vienna: Very high, mostly inland floodingVerona: Moderate, mostly inland floodingOneida: High, mostly inland floodingLincoln: Moderate, mostly inland floodingSullivan: High, mostly inland floodingWampsville: Moderate, mostly inland floodingAnnsville: High, mostly inland floodingCamden: High, mostly inland floodingRome: Very low, mostly inland floodingConstantia: Moderate, mostly inland floodingVernon: Moderate, mostly inland floodingWestmoreland: Very low, mostly inland floodingSherrill: High, mostly inland floodingOneida Castle: Low, mostly inland floodingStockbridge: Low, mostly inland floodingFenner: Moderate, mostly inland floodingSmithfield: Low, mostly inland floodingManlius: High, mostly inland floodingCicero: Low, mostly inland floodingCazenovia: Low, mostly inland floodingLenox: Low, mostly inland flooding LenoxViennaVeronaOneidaLincolnSullivanWampsville
Very lowLowModerateHighVery high
Viennamostly inland floodingVery high
Oneidamostly inland floodingHigh
Sullivanmostly inland floodingHigh
Veronamostly inland floodingModerate
Wampsvillemostly inland floodingModerate
Lincolnmostly inland floodingModerate
Lenoxmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lenox covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Lenox’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lenox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lenox total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01