Housing in Java

A typical Java home is worth roughly $224,000

Typical home value

$224K

NY $527K

Estimate

2-bedroom rent

$1,090

a month, utilities in · HUD

Median tax bill

$3,775

NY $6,582

What kind of housing town is Java?

Read from the numbers below. The page puts what stands out first.

Your money goes further57% below the New York typical home.A town of owners95% of households own their home.

★ What stands out · Affordability

A typical home costs 2.4 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about

$333,000

Typical Java home $224K

That covers a typical Java home, with $110K to spare.

The typical home, each month

$1,490

Loan $1,110Tax $310Insurance $70

A two-bedroom rents for about $1,090 a month here, $400 less than owning.

Where your budget reaches nearby

Wethersfield$131K Arcade$164K Sheldon$176K Holland$265K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Java’s typical property tax (1.69% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

95% of Java households own their home

Half of Java’s homes were built before 1956.

Owners and renters

Own 95%Rent 5%

New York: 54% own.

1956

typical home built · NY 1959

$3,775

median property tax bill · NY $6,582

1.69%

of a home’s value, a year in tax · NY 1.55%

12%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,090

Renters already here pay a median of $863, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$900

1 bedroom$930

2 bedrooms$1,090

3 bedrooms$1,480

4 bedrooms$1,760

of households rent · NY 46%

renter households

of renters spend 30%+ of income on rent · NY 52%

14%

of the median income, for a two-bedroom

$863

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Buffalo-Cheektowaga, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Java vs. its neighbors

Java is the 2nd priciest of 5 neighboring towns. Tap one to see its housing page.

Holland$265K Java$224K Sheldon$176K Arcade$164K Wethersfield$131K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Java	$224K*	—	$1,090	—	$95,129
Wethersfield	$131K*	—	$990	—	$96,094
Arcade	$164K*	−12.9%†	$1,090	—	$62,011
Sheldon	$176K*	—	$980	—	$71,214
Holland	$265K*	+23.9%†	$1,120	6	$66,198

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Java buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Java still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.