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Natural hazards · Wethersfield

Wethersfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wethersfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wethersfield?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wethersfield to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%
By hazard

What Wethersfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wethersfield flood?

Every paid claim on a federal flood insurance policy in Wethersfield, from FEMA’s records.

1paid claims since 1979
$2Kpaid to owners
0homes flooded more than once
19792026
of all homes
are insured
No community discount. Wethersfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.
Disasters that hit Wethersfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wethersfield itself: aid to households, or repair grants to the Town of Wethersfield.

Brought FEMA money into WethersfieldDeclared for Wyoming County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$13K to the Town of Wethersfield for repairs
2001

Snow

$15K to the Town of Wethersfield for repairs
1999

Snow

$6K to the Town of Wethersfield for repairs
Wyoming County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Wethersfield

Wethersfield and the towns around it

Java: Very low, mostly inland floodingEagle: High, mostly inland floodingOrangeville: Low, mostly inland floodingGainesville: Moderate, mostly inland floodingWarsaw: High, mostly inland floodingArcade: Very high, mostly inland floodingSheldon: Low, mostly inland floodingHolland: Moderate, mostly inland floodingCenterville: High, mostly inland floodingPike: High, mostly inland floodingAttica: Low, mostly inland floodingCastile: Low, mostly inland floodingMiddlebury: Low, mostly inland floodingPerry: Very low, mostly inland floodingWethersfield: Moderate, mostly inland flooding WethersfieldJavaEagleOrangevilleGainesvilleWarsaw
Very lowLowModerateHighVery high
Warsawmostly inland floodingHigh
Eaglemostly inland floodingHigh
Wethersfieldmostly inland floodingModerate
Gainesvillemostly inland floodingModerate
Orangevillemostly inland floodingLow
Javamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wethersfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wethersfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Wethersfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wethersfield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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