Natural hazards · Irvington

Irvington, NY natural hazards

Most of the natural-hazard damage FEMA expects in Irvington comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 87 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irvington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irvington to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes10%Cold waves6%Earthquakes6%Everything else15%

By hazard

What Irvington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Cold waves

6% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 54% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irvington flood?

Every paid claim on a federal flood insurance policy in Irvington, from FEMA’s records.

87paid claims since 1978

$3.3Mpaid to owners

11homes flooded more than once

19782026

Biggest named events

Hurricane Ida: 24 claims, $730K
Hurricane Floyd: 9 claims, $111K
Not a named storm: 7 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Irvington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Irvington

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Irvington itself: aid to households, or repair grants to the Village of Irvington.

Brought FEMA money into IrvingtonDeclared for Westchester County only

2023

Severe Storm and Flooding

$12K to the Village of Irvington for repairs

2021

Remnants of Hurricane Ida

81 households applied for aid $251K aid approved $2.0M to the Village of Irvington for repairs

2020

Tropical Storm Isaias

$77K to the Village of Irvington for repairs

2012

Hurricane Sandy

32 households applied for aid $9K aid approved $424K to the Village of Irvington for repairs

2011

Hurricane Irene

10 households applied for aid $12K aid approved $88K to the Village of Irvington for repairs

2010

Severe Storms and Flooding

$81K to the Village of Irvington for repairs

2007

Severe Storms and Inland and Coastal Flooding

9 households applied for aid $5K aid approved $81K to the Village of Irvington for repairs

2003

Snow

$32K to the Village of Irvington for repairs

1999

Hurricane Floyd Major Disaster Declarations

$46K to the Village of Irvington for repairs

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Irvington

Irvington and the towns around it

Very lowLowModerateHighVery high

Ardsleymostly inland floodingVery low

Tarrytownmostly inland floodingVery low

Greenburghmostly inland floodingVery low

Orangetownmostly inland floodingVery low

Dobbs Ferrymostly inland floodingVery low

Irvingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irvington covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Irvington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Irvington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Irvington total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.