Natural hazards · Dobbs Ferry

Dobbs Ferry, NY natural hazards

Most of the natural-hazard damage FEMA expects in Dobbs Ferry comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 16 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dobbs Ferry?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dobbs Ferry to be higher than in 7% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes16%Hurricanes11%Cold waves5%Everything else14%

By hazard

What Dobbs Ferry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

16% of expected damage

Above average · higher than 71% of U.S. places

Hurricanes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Cold waves

5% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dobbs Ferry flood?

Every paid claim on a federal flood insurance policy in Dobbs Ferry, from FEMA’s records.

16paid claims since 1979

$594Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Not a named storm: 3 claims, $5K
April 2007 Nor'easter: 2 claims, $8K
Hurricane Sandy: 1 claim, $500K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dobbs Ferry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Dobbs Ferry

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dobbs Ferry itself: aid to households, or repair grants to the Village of Dobbs Ferry.

Brought FEMA money into Dobbs FerryDeclared for Westchester County only

2021

Remnants of Hurricane Ida

128 households applied for aid $412K aid approved $2.1M to the Village of Dobbs Ferry for repairs

2020

Tropical Storm Isaias

$17K to the Village of Dobbs Ferry for repairs

2012

Hurricane Sandy

70 households applied for aid $16K aid approved $115K to the Village of Dobbs Ferry for repairs

2011

Hurricane Irene

11 households applied for aid $7K aid approved $27K to the Village of Dobbs Ferry for repairs

2010

Severe Storms and Flooding

$73K to the Village of Dobbs Ferry for repairs

2007

Severe Storms and Inland and Coastal Flooding

17 households applied for aid $33K aid approved

2003

Snow

$23K to the Village of Dobbs Ferry for repairs

1999

Hurricane Floyd Major Disaster Declarations

$7K to the Village of Dobbs Ferry for repairs

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Dobbs Ferry

Dobbs Ferry and the towns around it

Very lowLowModerateHighVery high

Hastings-on-Hudsonmostly inland floodingLow

Ardsleymostly inland floodingVery low

Greenburghmostly inland floodingVery low

Orangetownmostly inland floodingVery low

Dobbs Ferrymostly inland floodingVery low

Irvingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dobbs Ferry covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Dobbs Ferry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Dobbs Ferry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dobbs Ferry total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.