Natural hazards · Tarrytown

Tarrytown, NY natural hazards

Most of the natural-hazard damage FEMA expects in Tarrytown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 23 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tarrytown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tarrytown to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes8%Cold waves7%Earthquakes5%Everything else14%

By hazard

What Tarrytown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 7 years in the area

Cold waves

7% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tarrytown flood?

Every paid claim on a federal flood insurance policy in Tarrytown, from FEMA’s records.

23paid claims since 1978

$934Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 3 claims, $136K
Hurricane Sandy: 2 claims, $313K
Hurricane Floyd: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tarrytown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Tarrytown

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tarrytown itself: aid to households, or repair grants to the Village of Tarrytown.

Brought FEMA money into TarrytownDeclared for Westchester County only

2021

Remnants of Hurricane Ida

89 households applied for aid $118K aid approved $176K to the Village of Tarrytown for repairs

2020

Tropical Storm Isaias

$102K to the Village of Tarrytown for repairs

2012

Hurricane Sandy

53 households applied for aid $16K aid approved $211K to the Village of Tarrytown for repairs

2011

Hurricane Irene

6 households applied for aid $9K aid approved $97K to the Village of Tarrytown for repairs

2010

Severe Storms and Flooding

$35K to the Village of Tarrytown for repairs

2007

Severe Storms and Inland and Coastal Flooding

13 households applied for aid $10K aid approved

2003

Snow

$26K to the Village of Tarrytown for repairs

1999

Hurricane Floyd Major Disaster Declarations

$33K to the Village of Tarrytown for repairs

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Tarrytown

Tarrytown and the towns around it

Very lowLowModerateHighVery high

Sleepy Hollowmostly inland floodingVery low

Tarrytownmostly inland floodingVery low

Greenburghmostly inland floodingVery low

Orangetownmostly inland floodingVery low

Mount Pleasantmostly inland floodingVery low

Irvingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tarrytown covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Tarrytown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Tarrytown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tarrytown total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.