Natural hazards · Huron

Huron, NY natural hazards

Most of the natural-hazard damage FEMA expects in Huron comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 54 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huron?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huron to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hail9%Everything else16%

By hazard

What Huron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huron flood?

Every paid claim on a federal flood insurance policy in Huron, from FEMA’s records.

54paid claims since 1978

$1.1Mpaid to owners

9homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. Huron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Huron

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Huron itself: aid to households, or repair grants to the Town of Huron.

Brought FEMA money into HuronDeclared for Wayne County only

2017

Flooding

$140K to the Town of Huron for repairs

2003

Ice Storm

1 household applied for aid $2K aid approved $38K to the Town of Huron for repairs

1999

Snow

$6K to the Town of Huron for repairs

Wayne County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Huron

Huron and the towns around it

Very lowLowModerateHighVery high

Sodusmostly inland floodingVery low

Wolcottmostly inland floodingVery low

Huronmostly inland floodingVery low

Rosemostly inland floodingVery low

Butlermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huron covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Huron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Huron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Huron total about $610K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.