Natural hazards · Rose

Rose, NY natural hazards

Most of the natural-hazard damage FEMA expects in Rose comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rose?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rose to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hail15%Everything else19%

By hazard

What Rose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Hail

15% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rose flood?

Every paid claim on a federal flood insurance policy in Rose, from FEMA’s records.

1paid claims since 2006

$4Kpaid to owners

0homes flooded more than once

20062026

of all homes
are insured

No community discount. Rose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Rose

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rose itself: aid to households, or repair grants to the Town of Rose.

Brought FEMA money into RoseDeclared for Wayne County only

2004

Severe Storms and Flooding

2 households applied for aid $3K aid approved

2003

Ice Storm

10 households applied for aid $12K aid approved $55K to the Town of Rose for repairs

1999

Snow

$6K to the Town of Rose for repairs

Wayne County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Rose

Rose and the towns around it

Very lowLowModerateHighVery high

Lyonsmostly inland floodingHigh

Galenmostly inland floodingLow

Huronmostly inland floodingVery low

Rosemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rose covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rose total about $953K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.