Natural hazards · Wolcott

Wolcott, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wolcott comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolcott?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolcott to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else20%

By hazard

What Wolcott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolcott flood?

Every paid claim on a federal flood insurance policy in Wolcott, from FEMA’s records.

2paid claims since 1993

$102Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Wolcott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Wolcott

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolcott itself: aid to households, or repair grants to the Town of Wolcott.

Brought FEMA money into WolcottDeclared for Wayne County only

2017

Flooding

$194K to the Town of Wolcott for repairs

2003

Ice Storm

$45K to the Town of Wolcott for repairs

1999

Snow

$11K to the Town of Wolcott for repairs

Wayne County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Wolcott

Wolcott and the towns around it

Very lowLowModerateHighVery high

Sterlingmostly inland floodingModerate

Victorymostly inland floodingLow

Wolcottmostly inland floodingVery low

Red Creekmostly inland floodingVery low

Huronmostly inland floodingVery low

Butlermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolcott covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wolcott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolcott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wolcott total about $995K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.