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Natural hazards · West Union

West Union, NY natural hazards

Most of the natural-hazard damage FEMA expects in West Union comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Union?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Union to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What West Union faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Union flood?

FEMA's records show no paid flood insurance claims in West Union.

of all homes
are insured
No community discount. West Union isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit West Union

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Union itself: aid to households, or repair grants to the Town of West Union.

Brought FEMA money into West UnionDeclared for Steuben County only
2024

Remnants of Tropical Storm Debby

$197K to the Town of West Union for repairs
2021

Remnants of Tropical Storm Fred

$86K to the Town of West Union for repairs
2014

Severe Storms and Flooding

$84K to the Town of West Union for repairs
2004

Severe Storms and Flooding

$80K to the Town of West Union for repairs
2003

Severe Storms, Flooding, and Tornadoes

$40K to the Town of West Union for repairs
2000

Severe Storms and Flooding

$51K to the Town of West Union for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around West Union

West Union and the towns around it

Troupsburg: High, mostly inland floodingGreenwood: High, mostly inland floodingHarrison: Moderate, mostly inland floodingIndependence: Very high, mostly inland floodingWoodhull: High, mostly inland floodingJasper: High, mostly inland floodingBrookfield: Very high, mostly inland floodingHartsville: High, mostly inland floodingAndover: Very high, mostly inland floodingHector: Very high, mostly inland floodingBingham: Moderate, mostly inland floodingWilling: Very high, mostly inland floodingWellsville: Very high, mostly inland floodingWest Union: High, mostly inland flooding West UnionTroupsburgGreenwoodHarrisonIndependence
Very lowLowModerateHighVery high
Independencemostly inland floodingVery high
West Unionmostly inland floodingHigh
Troupsburgmostly inland floodingHigh
Greenwoodmostly inland floodingHigh
Harrisonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Union is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to West Union’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of West Union. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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