Natural hazards · Ellington

Ellington, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ellington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellington?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellington to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Ellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellington flood?

Every paid claim on a federal flood insurance policy in Ellington, from FEMA’s records.

3paid claims since 1979

$16Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Ellington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chautauqua County.

Disasters that hit Ellington

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellington itself: aid to households, or repair grants to the Town of Ellington.

Brought FEMA money into EllingtonDeclared for Chautauqua County only

2005

Severe Storms and Flooding

$2K to the Town of Ellington for repairs

2004

Severe Storms and Flooding

$37K to the Town of Ellington for repairs

2001

Snow

$10K to the Town of Ellington for repairs

2000

Snow

$4K to the Town of Ellington for repairs

1999

Snow

$5K to the Town of Ellington for repairs

Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Ellington

Ellington and the towns around it

Very lowLowModerateHighVery high

Ellingtonmostly inland floodingHigh

Polandmostly inland floodingHigh

Conewangomostly inland floodingHigh

Cherry Creekmostly inland floodingModerate

Gerrymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ellington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.