TownTapestry
Sign inJoin
Cherry CreekGood night
Natural hazards · Cherry Creek

Cherry Creek, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cherry Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cherry Creek?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry Creek to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%
By hazard

What Cherry Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cherry Creek flood?

Every paid claim on a federal flood insurance policy in Cherry Creek, from FEMA’s records.

17paid claims since 1979
$60Kpaid to owners
0homes flooded more than once
19792026
of all homes
are insured
No community discount. Cherry Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chautauqua County.
Disasters that hit Cherry Creek

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cherry Creek itself: aid to households, or repair grants to the Town of Cherry Creek.

Brought FEMA money into Cherry CreekDeclared for Chautauqua County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$17K to the Town of Cherry Creek for repairs
2009

Severe Storms and Flooding

$25K to the Town of Cherry Creek for repairs
2005

Severe Storms and Flooding

$5K to the Town of Cherry Creek for repairs
2004

Severe Storms and Flooding

$42K to the Town of Cherry Creek for repairs
2001

Snow

$7K to the Town of Cherry Creek for repairs
2000

Snow

$4K to the Town of Cherry Creek for repairs
1999

Snow

$2K to the Town of Cherry Creek for repairs
Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Cherry Creek

Cherry Creek and the towns around it

Ellington: High, mostly inland floodingVillenova: Moderate, mostly inland floodingCharlotte: Moderate, mostly inland floodingLeon: Low, mostly inland floodingConewango: High, mostly inland floodingGerry: Moderate, mostly inland floodingPoland: High, mostly inland floodingArkwright: Moderate, mostly inland floodingHanover: Moderate, mostly inland floodingDayton: Low, mostly inland floodingStockton: High, mostly inland floodingSinclairville: Moderate, mostly inland floodingNew Albion: Low, mostly inland floodingCherry Creek: Moderate, mostly inland flooding Cherry CreekEllingtonVillenovaCharlotteLeon
Very lowLowModerateHighVery high
Ellingtonmostly inland floodingHigh
Cherry Creekmostly inland floodingModerate
Villenovamostly inland floodingModerate
Charlottemostly inland floodingModerate
Leonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry Creek covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cherry Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Cherry Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cherry Creek total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Cherry Creek, NYChautauqua CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Cherry Creek is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map