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Natural hazards · Clifton Park

Clifton Park, NY natural hazards

Most of the natural-hazard damage FEMA expects in Clifton Park comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 20 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clifton Park?

5
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clifton Park to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes12%Hurricanes6%Everything else20%
By hazard

What Clifton Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

12% of expected damage
Below average · higher than 38% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 22 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clifton Park flood?

Every paid claim on a federal flood insurance policy in Clifton Park, from FEMA’s records.

20paid claims since 1980
$359Kpaid to owners
4homes flooded more than once
19802026

Biggest named events

  • Hurricane Irene: 2 claims, $24K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Clifton Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saratoga County.
Disasters that hit Clifton Park

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clifton Park itself: aid to households, or repair grants to the Town of Clifton Park.

Brought FEMA money into Clifton ParkDeclared for Saratoga County only
2011

Hurricane Irene

37 households applied for aid $43K aid approved $173K to the Town of Clifton Park for repairs
2008

Severe Winter Storm

$1.4M to the Town of Clifton Park for repairs
2002

Snowstorms

$2K to the Town of Clifton Park for repairs
Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Clifton Park

Clifton Park and the towns around it

Halfmoon: Very low, mostly inland floodingNiskayuna: Very low, mostly inland floodingBallston: Very low, mostly inland floodingMalta: Very low, mostly inland floodingColonie: Very low, mostly inland floodingRound Lake: Very low, mostly inland floodingStillwater: Moderate, mostly inland floodingSchaghticoke: Moderate, mostly inland floodingMechanicville: Very high, mostly inland floodingWaterford: High, mostly inland floodingSchenectady: Moderate, mostly inland floodingGlenville: Low, mostly inland floodingCharlton: Very low, mostly inland floodingMilton: Moderate, mostly inland floodingSaratoga Springs: Very low, mostly inland floodingSaratoga: High, mostly inland floodingWatervliet: Low, mostly inland floodingCohoes: Moderate, mostly inland floodingAlbany: Low, mostly inland floodingGuilderland: Very low, mostly inland floodingGreen Island: High, mostly inland floodingGreen Island: High, mostly inland floodingMenands: Very low, mostly inland floodingTroy: High, mostly inland floodingClifton Park: Very low, mostly inland flooding Clifton ParkHalfmoonNiskayunaBallstonMaltaColonieRound Lake
Very lowLowModerateHighVery high
Halfmoonmostly inland floodingVery low
Maltamostly inland floodingVery low
Niskayunamostly inland floodingVery low
Coloniemostly inland floodingVery low
Ballstonmostly inland floodingVery low
Clifton Parkmostly inland floodingVery low
Round Lakemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clifton Park covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Clifton Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clifton Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clifton Park total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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