Natural hazards · Ballston

Ballston, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ballston comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1991. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ballston?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ballston to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes11%Hurricanes6%Everything else19%

By hazard

What Ballston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Below average · higher than 38% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 22 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ballston flood?

Every paid claim on a federal flood insurance policy in Ballston, from FEMA’s records.

3paid claims since 1991

$11Kpaid to owners

1homes flooded more than once

19912026

Biggest named events

The “Halloween” storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Ballston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Ballston

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ballston itself: aid to households, or repair grants to the Town of Ballston.

Brought FEMA money into BallstonDeclared for Saratoga County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$4K to the Town of Ballston for repairs

2017

Severe Winter Storm and Snowstorm

$42K to the Town of Ballston for repairs

2011

Hurricane Irene

$81K to the Town of Ballston for repairs

2008

Severe Winter Storm

$110K to the Town of Ballston for repairs

2002

Snowstorms

$17K to the Town of Ballston for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Ballston

Ballston and the towns around it

Very lowLowModerateHighVery high

Miltonmostly inland floodingModerate

Glenvillemostly inland floodingLow

Charltonmostly inland floodingVery low

Maltamostly inland floodingVery low

Ballstonmostly inland floodingVery low

Clifton Parkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ballston covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ballston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ballston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ballston total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.