Natural hazards · Round Lake

Round Lake, NY natural hazards

Most of the natural-hazard damage FEMA expects in Round Lake comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Round Lake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Lake to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes14%Hurricanes6%Earthquakes5%Everything else19%

By hazard

What Round Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

14% of expected damage

Below average · higher than 38% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 22 years in the area

Earthquakes

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Round Lake flood?

FEMA's records show no paid flood insurance claims in Round Lake.

of all homes
are insured

No community discount. Round Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Round Lake

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Round Lake itself: aid to households, or repair grants to the Village of Round Lake.

Brought FEMA money into Round LakeDeclared for Saratoga County only

2011

Hurricane Irene

2 households applied for aid $7K aid approved

2008

Severe Winter Storm

$48K to the Village of Round Lake for repairs

2002

Snowstorms

$4K to the Village of Round Lake for repairs

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Round Lake

Round Lake and the towns around it

Very lowLowModerateHighVery high

Maltamostly inland floodingVery low

Clifton Parkmostly inland floodingVery low

Round Lakemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Round Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Round Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Round Lake total about $414K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.