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Natural hazards · Cincinnatus

Cincinnatus, NY natural hazards

Most of the natural-hazard damage FEMA expects in Cincinnatus comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cincinnatus?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cincinnatus to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Cincinnatus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cincinnatus flood?

Every paid claim on a federal flood insurance policy in Cincinnatus, from FEMA’s records.

11paid claims since 1979
$563Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Torrential rain: 7 claims, $546K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cincinnatus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cortland County.
Disasters that hit Cincinnatus

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cincinnatus itself: aid to households, or repair grants to the Town of Cincinnatus.

Brought FEMA money into CincinnatusDeclared for Cortland County only
2017

Severe Winter Storm and Snowstorm

$4K to the Town of Cincinnatus for repairs
2009

Severe Storms and Flooding

$70K to the Town of Cincinnatus for repairs
2006

Severe Storms and Flooding

$23K to the Town of Cincinnatus for repairs
2005

Severe Storms and Flooding

32 households applied for aid $48K aid approved $36K to the Town of Cincinnatus for repairs
Cortland County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Cincinnatus

Cincinnatus and the towns around it

Taylor: High, mostly inland floodingWillet: High, mostly inland floodingFreetown: High, mostly inland floodingSolon: High, mostly inland floodingPitcher: Moderate, mostly inland floodingMarathon: High, mostly inland floodingTriangle: Moderate, mostly inland floodingGerman: Moderate, mostly inland floodingSmithville: High, mostly inland floodingVirgil: Moderate, mostly inland floodingCortlandville: Moderate, mostly inland floodingCincinnatus: High, mostly inland flooding CincinnatusTaylorWilletFreetown
Very lowLowModerateHighVery high
Cincinnatusmostly inland floodingHigh
Willetmostly inland floodingHigh
Freetownmostly inland floodingHigh
Taylormostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cincinnatus covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cincinnatus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cincinnatus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cincinnatus total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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