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Natural hazards · Taylor

Taylor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Taylor?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Taylor flood?

FEMA's records show no paid flood insurance claims in Taylor.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cortland County.
Disasters that hit Taylor

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Taylor itself: aid to households, or repair grants to the Town of Taylor.

Brought FEMA money into TaylorDeclared for Cortland County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$549K to the Town of Taylor for repairs
2017

Severe Winter Storm and Snowstorm

$5K to the Town of Taylor for repairs
2013

Severe Storms and Flooding

$24K to the Town of Taylor for repairs
2006

Severe Storms and Flooding

$33K to the Town of Taylor for repairs
2005

Severe Storms and Flooding

1 household applied for aid $738 aid approved $7K to the Town of Taylor for repairs
Cortland County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Taylor

Taylor and the towns around it

Cincinnatus: High, mostly inland floodingSolon: High, mostly inland floodingPitcher: Moderate, mostly inland floodingWillet: High, mostly inland floodingFreetown: High, mostly inland floodingCortlandville: Moderate, mostly inland floodingTruxton: High, mostly inland floodingPharsalia: Moderate, mostly inland floodingLincklaen: High, mostly inland floodingGerman: Moderate, mostly inland floodingTaylor: High, mostly inland flooding TaylorCincinnatusSolonPitcher
Very lowLowModerateHighVery high
Cincinnatusmostly inland floodingHigh
Taylormostly inland floodingHigh
Solonmostly inland floodingHigh
Pitchermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Taylor, NYCortland CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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