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Natural hazards · Willet

Willet, NY natural hazards

Most of the natural-hazard damage FEMA expects in Willet comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Willet?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willet to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Willet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Willet flood?

FEMA's records show no paid flood insurance claims in Willet.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Willet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cortland County.
Disasters that hit Willet

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willet itself: aid to households, or repair grants to the Town of Willet.

Brought FEMA money into WilletDeclared for Cortland County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$53K to the Town of Willet for repairs
2017

Severe Winter Storm and Snowstorm

$4K to the Town of Willet for repairs
2006

Severe Storms and Flooding

$27K to the Town of Willet for repairs
2005

Severe Storms and Flooding

2 households applied for aid $2K aid approved $33K to the Town of Willet for repairs
Cortland County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Willet

Willet and the towns around it

Cincinnatus: High, mostly inland floodingMarathon: High, mostly inland floodingTriangle: Moderate, mostly inland floodingGerman: Moderate, mostly inland floodingSmithville: High, mostly inland floodingTaylor: High, mostly inland floodingFreetown: High, mostly inland floodingLapeer: Moderate, mostly inland floodingLisle: High, mostly inland floodingBarker: High, mostly inland floodingGreene: High, mostly inland floodingMcDonough: Moderate, mostly inland floodingPitcher: Moderate, mostly inland floodingOxford: High, mostly inland floodingWillet: High, mostly inland flooding WilletCincinnatusMarathonTriangleGermanSmithville
Very lowLowModerateHighVery high
Smithvillemostly inland floodingHigh
Willetmostly inland floodingHigh
Cincinnatusmostly inland floodingHigh
Marathonmostly inland floodingHigh
Germanmostly inland floodingModerate
Trianglemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willet is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Willet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Willet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Willet, NYCortland CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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