Chenango Bridge’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Chenango Bridge comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 48 claims here since 1979.
What stands out about Chenango Bridge’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
The storms Chenango Bridge remembers
None of the disasters declared for Broome County shows FEMA aid or repair money reaching Chenango Bridge itself in FEMA’s records.
- 201133 flood claims paidThe most in any one year on record
Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.
Old photos of Chenango Bridge after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Chenango Bridge archive →How exposed is Chenango Bridge?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 72% of U.S. communities, mostly from inland flooding.
Rated higher than 1,345 of the 1,524 New York towns we cover.
Chenango Bridge covers 1 census tract, combined by population.
What Chenango Bridge faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Does Chenango Bridge flood? Sometimes: 48 flood claims since 1979
Every paid claim on a federal flood insurance policy in Chenango Bridge, from FEMA’s records.
- Tropical Storm Lee31 claims · $1.1M
- Hurricane Irene2 claims · $62K
- The Not a named storm1 claim · $2K
Chenango Bridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broome County.Get ready for what Chenango Bridge actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Keep a shovel, a blanket and snacks in the car.
- Clear snow from furnace and dryer vents.
- Check on older neighbors when the power goes out.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Chenango Bridge and its neighbors
Chenango Bridge has the highest rating of the 3 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in July–September
The month each of Broome County’s 23 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Chenango Bridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Chenango Bridge.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Chenango Bridge, expected losses total about $1.6M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Chenango Bridge.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.