Natural hazards · Irondequoit

Irondequoit, NY natural hazards

Most of the natural-hazard damage FEMA expects in Irondequoit comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 29 claims here since 1993. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irondequoit?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irondequoit to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves14%Everything else11%

By hazard

What Irondequoit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irondequoit flood?

Every paid claim on a federal flood insurance policy in Irondequoit, from FEMA’s records.

29paid claims since 1993

$182Kpaid to owners

4homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Irondequoit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Irondequoit

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Irondequoit itself: aid to households, or repair grants to the Town of Irondequoit.

Brought FEMA money into IrondequoitDeclared for Monroe County only

2017

Flooding

$425K to the Town of Irondequoit for repairs

2004

Severe Storms and Flooding

$580K to the Town of Irondequoit for repairs

2003

Ice Storm

8 households applied for aid $4K aid approved $327K to the Town of Irondequoit for repairs

1999

Snow

$41K to the Town of Irondequoit for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Irondequoit

Irondequoit and the towns around it

Very lowLowModerateHighVery high

Rochestermostly inland floodingLow

Irondequoitmostly inland floodingLow

Penfieldmostly inland floodingLow

Brightonmostly inland floodingLow

Webstermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irondequoit covers 13 census tracts, combined by population.

Money that reached townFlood claims are matched to Irondequoit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Irondequoit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Irondequoit total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.