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Natural hazards · Masonville

Masonville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Masonville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1996. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Masonville?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Masonville to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding81%Cold waves7%Everything else12%
By hazard

What Masonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Masonville flood?

Every paid claim on a federal flood insurance policy in Masonville, from FEMA’s records.

1paid claims since 1996
$2Kpaid to owners
0homes flooded more than once
19962026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Masonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.
Disasters that hit Masonville

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Masonville itself: aid to households, or repair grants to the Town of Masonville.

Brought FEMA money into MasonvilleDeclared for Delaware County only
2018

Severe Storms and Flooding

$52K to the Town of Masonville for repairs
2017

Severe Winter Storm and Snowstorm

$11K to the Town of Masonville for repairs
2011

Remnants of Tropical Storm Lee

3 households applied for aid $2K aid approved $50K to the Town of Masonville for repairs
2011

Hurricane Irene

1 household applied for aid $2K to the Town of Masonville for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$5K to the Town of Masonville for repairs
2008

Severe Winter Storm

$63K to the Town of Masonville for repairs
2006

Severe Storms and Flooding

1 household applied for aid $3K aid approved $426K to the Town of Masonville for repairs
2005

Severe Storms and Flooding

1 household applied for aid $5K aid approved $54K to the Town of Masonville for repairs
2004

Tropical Depression Ivan

$8K to the Town of Masonville for repairs
2004

Severe Storms and Flooding

$45K to the Town of Masonville for repairs
2003

Snow

$6K to the Town of Masonville for repairs
2002

Snowstorms

$12K to the Town of Masonville for repairs
Delaware County has had 30 natural disasters declared since 1953, most often severe storms and floods.
Around Masonville

Masonville and the towns around it

Sidney: High, mostly inland floodingSanford: High, mostly inland floodingTompkins: Very high, mostly inland floodingDeposit: Very high, mostly inland floodingBainbridge: High, mostly inland floodingAfton: Very high, mostly inland floodingUnadilla: High, mostly inland floodingOtego: Very high, mostly inland floodingSidney: Moderate, mostly inland floodingUnadilla: High, mostly inland floodingFranklin: High, mostly inland floodingWalton: Very high, mostly inland floodingWindsor: High, mostly inland floodingColesville: High, mostly inland floodingHancock: Very high, mostly inland floodingScott: Low, mostly inland floodingGuilford: High, mostly inland floodingCoventry: Very high, mostly inland floodingMasonville: High, mostly inland flooding MasonvilleSidneySanfordTompkinsDepositBainbridgeAfton
Very lowLowModerateHighVery high
Aftonmostly inland floodingVery high
Tompkinsmostly inland floodingVery high
Depositmostly inland floodingVery high
Sanfordmostly inland floodingHigh
Bainbridgemostly inland floodingHigh
Masonvillemostly inland floodingHigh
Sidneymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Masonville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Masonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Masonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Masonville total about $815K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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