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Housing in Santa Rosa

A typical Santa Rosa home is worth roughly $112,000

Typical home value
$112K
NM $318K
Estimate
2-bedroom rent
$1,010
a month, utilities in · HUD
Median tax bill
$448
NM $1,731

What kind of housing town is Santa Rosa?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across New Mexico (5 years). Try your own numbers below.

You could afford about
$205,000
Typical Santa Rosa home $112K

That covers a typical Santa Rosa home, with $93K to spare.

The typical home, each month
$620
Loan $550Tax $40Insurance $30

A two-bedroom rents for about $1,010 a month here, $390 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Santa Rosa’s typical property tax (0.40% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,010

Renters already here pay a median of $727, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$820
2 bedrooms$1,010
3 bedrooms$1,380
4 bedrooms$1,630
33%
of households rent · NM 30%
218
renter households
45%
of renters spend 30%+ of income on rent · NM 50%
25%
of the median income, for a two-bedroom
$727
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Guadalupe County, NM): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

2 of Santa Rosa’s houses are on the National Register

Half of Santa Rosa’s homes were built before 1978.

History →
Owners and renters
Own 67%Rent 33%

New Mexico: 70% own.

1978
typical home built · NM 1985
$448
median property tax bill · NM $1,731
0.40%
of a home’s value, a year in tax · NM 0.70%
6%
of homes are seasonal or vacation homes
Historic houses in Santa Rosa

U.S. Census Bureau, American Community Survey 2020-2024. Historic houses: National Register of Historic Places.

On the market in Santa Rosa

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Santa Rosa buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Santa Rosa still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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