Natural hazards · Santa Rosa

Santa Rosa, NM natural hazards

Most of the natural-hazard damage FEMA expects in Santa Rosa comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Santa Rosa?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Santa Rosa to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding79%Wildfire11%Everything else10%

By hazard

What Santa Rosa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 2 years in the area

Wildfire

11% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Santa Rosa flood?

FEMA's records show no paid flood insurance claims in Santa Rosa.

of all homes
are insured

No community discount. Santa Rosa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guadalupe County.

Disasters that hit Santa Rosa

Federal disasters declared here

None of the disasters declared for Guadalupe County shows FEMA aid or repair money reaching Santa Rosa itself in FEMA’s records.

Brought FEMA money into Santa RosaDeclared for Guadalupe County only

Guadalupe County has had 6 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Santa Rosa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Santa Rosa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Santa Rosa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.