Natural hazards · Los Lunas

Los Lunas, NM natural hazards

Most of the natural-hazard damage FEMA expects in Los Lunas comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2006. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Los Lunas?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Los Lunas to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding77%Earthquakes14%Everything else10%

By hazard

What Los Lunas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

14% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Los Lunas flood?

Every paid claim on a federal flood insurance policy in Los Lunas, from FEMA’s records.

2paid claims since 2006

$17Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Los Lunas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valencia County.

Disasters that hit Los Lunas

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Los Lunas itself: aid to households, or repair grants to the Village of Los Lunas.

Brought FEMA money into Los LunasDeclared for Valencia County only

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

133 households applied for aid $2K aid approved

2006

Severe Storms and Flooding

$21K to the Village of Los Lunas for repairs

Valencia County has had 13 natural disasters declared since 1953, most often fires and floods.

Around Los Lunas

Los Lunas and the towns around it

Very lowLowModerateHighVery high

Peraltamostly inland floodingVery high

Los Chavesmostly inland floodingVery high

Valenciamostly inland floodingVery high

El Cerromostly inland floodingVery high

Los Lunasmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Los Lunas covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Los Lunas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Los Lunas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Los Lunas total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.