Natural hazards · Peralta

Peralta, NM natural hazards

Most of the natural-hazard damage FEMA expects in Peralta comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peralta?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peralta to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding85%Earthquakes8%Everything else7%

By hazard

What Peralta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peralta flood?

Every paid claim on a federal flood insurance policy in Peralta, from FEMA’s records.

2paid claims since 2011

$10Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peralta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valencia County.

Disasters that hit Peralta

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Peralta itself: aid to households, or repair grants to the Town of Peralta.

Brought FEMA money into PeraltaDeclared for Valencia County only

2022

Wildfires, Straight-Line Winds, Flooding, Mudflows, and Debris Flows

9 households applied for aid

Valencia County has had 13 natural disasters declared since 1953, most often fires and floods.

Around Peralta

Peralta and the towns around it

Very lowLowModerateHighVery high

Peraltamostly inland floodingVery high

Valenciamostly inland floodingVery high

Bosque Farmsmostly inland floodingVery high

Los Lunasmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peralta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Peralta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Peralta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peralta total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.