Natural hazards · Farmington

Farmington, NM natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmington?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves9%Everything else13%

By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmington flood?

Every paid claim on a federal flood insurance policy in Farmington, from FEMA’s records.

7paid claims since 1980

$24Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Farmington is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: San Juan County.

Disasters that hit Farmington

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the City of Farmington.

Brought FEMA money into FarmingtonDeclared for San Juan County only

2024

South Fork Fire, Salt Fire, and Flooding

82 households applied for aid $138K aid approved $1.5M to the City of Farmington for repairs

2013

Severe Storms, Flooding, and Mudslides

$1.7M to the City of Farmington for repairs

2010

Severe Storms and Flooding

$1.9M to the City of Farmington for repairs

San Juan County has had 8 natural disasters declared since 1953, most often fires and floods.

Around Farmington

Farmington and the towns around it

Very lowLowModerateHighVery high

Flora Vistamostly inland floodingHigh

Totah Vistamostly inland floodingHigh

La Platamostly inland floodingHigh

South Rivermostly inland floodingHigh

Upper Fruitlandmostly droughtModerate

Lee Acresmostly inland floodingModerate

Crouch Mesamostly inland floodingModerate

Farmingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmington total about $14.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.