Natural hazards · Upper Fruitland

Upper Fruitland, NM natural hazards

Most of the natural-hazard damage FEMA expects in Upper Fruitland comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Upper Fruitland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Fruitland to be higher than in 54% of U.S. communities, mostly from drought and inland flooding.

Drought75%Inland flooding16%Everything else9%

By hazard

What Upper Fruitland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

75% of expected damage

Recorded about 118 times a year in the area

Inland flooding

16% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Upper Fruitland flood?

FEMA's records show no paid flood insurance claims in Upper Fruitland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Upper Fruitland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Juan County.

Disasters that hit Upper Fruitland

Federal disasters declared here

None of the disasters declared for San Juan County shows FEMA aid or repair money reaching Upper Fruitland itself in FEMA’s records.

Brought FEMA money into Upper FruitlandDeclared for San Juan County only

San Juan County has had 8 natural disasters declared since 1953, most often fires and floods.

Around Upper Fruitland

Upper Fruitland and the towns around it

Very lowLowModerateHighVery high

Upper Fruitlandmostly droughtModerate

Nenahnezadmostly droughtModerate

Farmingtonmostly inland floodingLow

Fruitlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Fruitland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Upper Fruitland’s own flood-insurance community; household aid to the registrant’s city; repair grants to Upper Fruitland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.