Natural hazards · Flora Vista

Flora Vista, NM natural hazards

Most of the natural-hazard damage FEMA expects in Flora Vista comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flora Vista?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flora Vista to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding84%Cold waves7%Everything else9%

By hazard

What Flora Vista faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flora Vista flood?

FEMA's records show no paid flood insurance claims in Flora Vista.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flora Vista isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Juan County.

Disasters that hit Flora Vista

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Flora Vista itself: aid to households, or repair grants to Flora Vista.

Brought FEMA money into Flora VistaDeclared for San Juan County only

2024

South Fork Fire, Salt Fire, and Flooding

3 households applied for aid $1K aid approved

San Juan County has had 8 natural disasters declared since 1953, most often fires and floods.

Around Flora Vista

Flora Vista and the towns around it

Very lowLowModerateHighVery high

Flora Vistamostly inland floodingHigh

Spencervillemostly inland floodingHigh

South Rivermostly inland floodingHigh

Farmingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flora Vista is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flora Vista’s own flood-insurance community; household aid to the registrant’s city; repair grants to Flora Vista. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.