Natural hazards · Tinton Falls

Tinton Falls, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Tinton Falls comes from strong winds, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tinton Falls?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tinton Falls to be higher than in 49% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind34%Inland flooding33%Heat waves12%Earthquakes7%Hurricanes7%Everything else7%

By hazard

What Tinton Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

33% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Heat waves

12% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Hurricanes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tinton Falls flood?

Every paid claim on a federal flood insurance policy in Tinton Falls, from FEMA’s records.

4paid claims since 1979

$67Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 2 claims, $63K
Not a named storm: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tinton Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

Disasters that hit Tinton Falls

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tinton Falls itself: aid to households, or repair grants to the Borough of Tinton Falls.

Brought FEMA money into Tinton FallsDeclared for Monmouth County only

2020

Tropical Storm Isaias

$270K to the Borough of Tinton Falls for repairs

2016

Severe Winter Storm and Snowstorm

$115K to the Borough of Tinton Falls for repairs

2012

Hurricane Sandy

300 households applied for aid $33K aid approved $1.2M to the Borough of Tinton Falls for repairs

2011

Hurricane Irene

70 households applied for aid $130K aid approved

2010

Severe Winter Storm and Snowstorm

$78K to the Borough of Tinton Falls for repairs

2010

Severe Storms and Flooding

31 households applied for aid $19K aid approved $107K to the Borough of Tinton Falls for repairs

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Tinton Falls

Tinton Falls and the towns around it

Very lowLowModerateHighVery high

Eatontownmostly inland floodingHigh

Colts Neckmostly inland floodingHigh

Middletownmostly inland floodingHigh

Shrewsburymostly inland floodingModerate

Red Bankmostly inland floodingModerate

Tinton Fallsmostly strong windsModerate

Neptunemostly strong windsModerate

Oceanmostly strong windsModerate

Wallmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tinton Falls covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Tinton Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Tinton Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tinton Falls total about $7.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.