Natural hazards · Wall

Wall, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Wall comes from strong winds, and overall the risk is moderate for a U.S. community. Flood insurance has paid 54 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wall to be higher than in 46% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind40%Inland flooding34%Hurricanes8%Earthquakes6%Heat waves5%Everything else8%

By hazard

What Wall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

34% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

6% of expected damage

Above average · higher than 66% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wall flood?

Every paid claim on a federal flood insurance policy in Wall, from FEMA’s records.

54paid claims since 1979

$2.3Mpaid to owners

7homes flooded more than once

19792026

Biggest named events

Hurricane Sandy: 11 claims, $1.2M
Hurricane Irene: 9 claims, $223K
Torrential rain: 8 claims, $218K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

Disasters that hit Wall

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wall itself: aid to households, or repair grants to the Township of Wall.

Brought FEMA money into WallDeclared for Monmouth County only

2020

Tropical Storm Isaias

$293K to the Township of Wall for repairs

2016

Severe Winter Storm and Snowstorm

$134K to the Township of Wall for repairs

2012

Hurricane Sandy

35 households applied for aid $2K aid approved $2.3M to the Township of Wall for repairs

2011

Hurricane Irene

10 households applied for aid $13K aid approved $234K to the Township of Wall for repairs

2010

Severe Winter Storm and Snowstorm

$7K to the Township of Wall for repairs

2010

Severe Storms and Flooding

1 household applied for aid $491 aid approved $4K to the Township of Wall for repairs

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Wall

Wall and the towns around it

Very lowLowModerateHighVery high

Manasquanmostly coastal floodingVery high

Brickmostly inland floodingModerate

Briellemostly inland floodingModerate

Spring Lake Heightsmostly inland floodingModerate

Howellmostly inland floodingModerate

Sea Girtmostly inland floodingModerate

Tinton Fallsmostly strong windsModerate

Neptunemostly strong windsModerate

Wallmostly strong windsModerate

Belmarmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wall covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Wall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wall total about $11.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.