Natural hazards · Shrewsbury

Shrewsbury, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Shrewsbury comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1985. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shrewsbury?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shrewsbury to be higher than in 59% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding41%Strong wind32%Heat waves9%Earthquakes6%Hurricanes6%Everything else6%

By hazard

What Shrewsbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Strong wind

32% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Hurricanes

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shrewsbury flood?

Every paid claim on a federal flood insurance policy in Shrewsbury, from FEMA’s records.

6paid claims since 1985

$117Kpaid to owners

1homes flooded more than once

19852026

Biggest named events

Hurricane Sandy: 4 claims, $111K
Hurricane Gloria: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shrewsbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monmouth County.

Disasters that hit Shrewsbury

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shrewsbury itself: aid to households, or repair grants to the Borough of Shrewsbury.

Brought FEMA money into ShrewsburyDeclared for Monmouth County only

2020

Tropical Storm Isaias

$138K to the Borough of Shrewsbury for repairs

2016

Severe Winter Storm and Snowstorm

$28K to the Borough of Shrewsbury for repairs

2012

Hurricane Sandy

92 households applied for aid $38K aid approved

2011

Hurricane Irene

10 households applied for aid $18K aid approved

2010

Severe Storms and Flooding

10 households applied for aid $8K aid approved $23K to the Borough of Shrewsbury for repairs

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Shrewsbury

Shrewsbury and the towns around it

Very lowLowModerateHighVery high

Oceanportmostly inland floodingHigh

Little Silvermostly inland floodingHigh

Eatontownmostly inland floodingHigh

Shrewsburymostly inland floodingModerate

Red Bankmostly inland floodingModerate

Tinton Fallsmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shrewsbury covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Shrewsbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Shrewsbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shrewsbury total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.