Natural hazards · Tenafly

Tenafly, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Tenafly comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tenafly?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tenafly to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes8%Earthquakes5%Everything else15%

By hazard

What Tenafly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tenafly flood?

Every paid claim on a federal flood insurance policy in Tenafly, from FEMA’s records.

47paid claims since 1979

$1.1Mpaid to owners

8homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 16 claims, $809K
Hurricane Irene: 5 claims, $37K
April 2007 Nor'easter: 4 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tenafly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Tenafly

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tenafly itself: aid to households, or repair grants to the Borough of Tenafly.

Brought FEMA money into TenaflyDeclared for Bergen County only

2021

Remnants of Hurricane Ida

340 households applied for aid $1.0M aid approved $2.3M to the Borough of Tenafly for repairs

2020

Tropical Storm Isaias

$229K to the Borough of Tenafly for repairs

2018

Severe Winter Storm and Snowstorm

$81K to the Borough of Tenafly for repairs

2016

Severe Winter Storm and Snowstorm

$53K to the Borough of Tenafly for repairs

2012

Hurricane Sandy

51 households applied for aid $14K aid approved $282K to the Borough of Tenafly for repairs

2011

Severe Storm

$239K to the Borough of Tenafly for repairs

2011

Hurricane Irene

18 households applied for aid $30K aid approved $69K to the Borough of Tenafly for repairs

2010

Severe Winter Storm and Snowstorm

$40K to the Borough of Tenafly for repairs

2010

Severe Storms and Flooding

19 households applied for aid $9K aid approved $129K to the Borough of Tenafly for repairs

2007

Severe Storms and Inland and Coastal Flooding

64 households applied for aid $63K aid approved $7K to the Borough of Tenafly for repairs

2005

Severe Storms and Flooding

2 households applied for aid $1K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$51K to the Borough of Tenafly for repairs

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Tenafly

Tenafly and the towns around it

Very lowLowModerateHighVery high

Englewoodmostly inland floodingHigh

Bergenfieldmostly inland floodingModerate

Cresskillmostly inland floodingLow

Tenaflymostly inland floodingLow

Englewood Cliffsmostly inland floodingVery low

Alpinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tenafly covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Tenafly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Tenafly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tenafly total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.