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Natural hazards · Bergenfield

Bergenfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bergenfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 96 claims here since 1978. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bergenfield?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bergenfield to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding70%Earthquakes7%Hurricanes6%Heat waves5%Everything else13%
By hazard

What Bergenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 68% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 6 years in the area

Heat waves

5% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about 10 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bergenfield flood?

Every paid claim on a federal flood insurance policy in Bergenfield, from FEMA’s records.

96paid claims since 1978
$1.1Mpaid to owners
8homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 20 claims, $126K
  • Hurricane Ida: 20 claims, $567K
  • April 2007 Nor'easter: 14 claims, $100K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bergenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bergen County.
Disasters that hit Bergenfield

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bergenfield itself: aid to households, or repair grants to the Borough of Bergenfield.

Brought FEMA money into BergenfieldDeclared for Bergen County only
2021

Remnants of Hurricane Ida

441 households applied for aid $1.5M aid approved $31K to the Borough of Bergenfield for repairs
2020

Tropical Storm Isaias

$59K to the Borough of Bergenfield for repairs
2018

Severe Winter Storm and Snowstorm

$34K to the Borough of Bergenfield for repairs
2016

Severe Winter Storm and Snowstorm

$74K to the Borough of Bergenfield for repairs
2012

Hurricane Sandy

306 households applied for aid $16K aid approved $294K to the Borough of Bergenfield for repairs
2011

Severe Storm

$135K to the Borough of Bergenfield for repairs
2011

Hurricane Irene

271 households applied for aid $482K aid approved $88K to the Borough of Bergenfield for repairs
2010

Severe Winter Storm and Snowstorm

$67K to the Borough of Bergenfield for repairs
2010

Severe Storms and Flooding

57 households applied for aid $42K aid approved $65K to the Borough of Bergenfield for repairs
2007

Severe Storms and Inland and Coastal Flooding

231 households applied for aid $220K aid approved $28K to the Borough of Bergenfield for repairs
2005

Severe Storms and Flooding

1 household applied for aid $294 aid approved
1999

Hurricane Floyd Major Disaster Declarations

$52K to the Borough of Bergenfield for repairs
Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Bergenfield

Bergenfield and the towns around it

New Milford: Moderate, mostly inland floodingTenafly: Low, mostly inland floodingTeaneck: Low, mostly inland floodingDumont: Low, mostly inland floodingCresskill: Low, mostly inland floodingRiver Edge: High, mostly inland floodingOradell: Low, mostly inland floodingEnglewood: High, mostly inland floodingAlpine: Very low, mostly inland floodingEnglewood Cliffs: Very low, mostly inland floodingHackensack: Moderate, mostly inland floodingBogota: Moderate, mostly inland floodingLeonia: Low, mostly inland floodingRidgefield Park: Moderate, mostly inland floodingHaworth: Very low, mostly inland floodingDemarest: Moderate, mostly inland floodingBergenfield: Moderate, mostly inland flooding BergenfieldNew MilfordTenaflyTeaneckDumontCresskill
Very lowLowModerateHighVery high
New Milfordmostly inland floodingModerate
Bergenfieldmostly inland floodingModerate
Cresskillmostly inland floodingLow
Teaneckmostly inland floodingLow
Dumontmostly inland floodingLow
Tenaflymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bergenfield covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Bergenfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bergenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bergenfield total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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