Natural hazards · Englewood Cliffs

Englewood Cliffs, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Englewood Cliffs comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1980. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Englewood Cliffs?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Englewood Cliffs to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes11%Earthquakes9%Everything else16%

By hazard

What Englewood Cliffs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

9% of expected damage

Above average · higher than 63% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Englewood Cliffs flood?

Every paid claim on a federal flood insurance policy in Englewood Cliffs, from FEMA’s records.

3paid claims since 1980

$32Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Englewood Cliffs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bergen County.

Disasters that hit Englewood Cliffs

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Englewood Cliffs itself: aid to households, or repair grants to the Borough of Englewood Cliffs.

Brought FEMA money into Englewood CliffsDeclared for Bergen County only

2021

Remnants of Hurricane Ida

145 households applied for aid $440K aid approved

2020

Tropical Storm Isaias

$38K to the Borough of Englewood Cliffs for repairs

2016

Severe Winter Storm and Snowstorm

$26K to the Borough of Englewood Cliffs for repairs

2012

Hurricane Sandy

36 households applied for aid $10K aid approved $165K to the Borough of Englewood Cliffs for repairs

2011

Severe Storm

$115K to the Borough of Englewood Cliffs for repairs

2011

Hurricane Irene

8 households applied for aid $19K aid approved $33K to the Borough of Englewood Cliffs for repairs

2010

Severe Storms and Flooding

14 households applied for aid $8K aid approved

2007

Severe Storms and Inland and Coastal Flooding

22 households applied for aid $36K aid approved

Bergen County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Englewood Cliffs

Englewood Cliffs and the towns around it

Very lowLowModerateHighVery high

Englewoodmostly inland floodingHigh

Tenaflymostly inland floodingLow

Fort Leemostly inland floodingVery low

Englewood Cliffsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Englewood Cliffs covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Englewood Cliffs’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Englewood Cliffs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Englewood Cliffs total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.