Natural hazards · Springfield

Springfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 345 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding58%Hurricanes11%Drought6%Strong wind6%Everything else20%

By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 7 years in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springfield flood?

Every paid claim on a federal flood insurance policy in Springfield, from FEMA’s records.

345paid claims since 1978

$9.1Mpaid to owners

25homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 127 claims, $4.5M
Hurricane Ida: 71 claims, $3.3M
Hurricane Floyd: 56 claims, $717K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burlington County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Springfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springfield itself: aid to households, or repair grants to the Township of Springfield.

Brought FEMA money into SpringfieldDeclared for Burlington County only

2020

Tropical Storm Isaias

$25K to the Township of Springfield for repairs

2016

Severe Winter Storm and Snowstorm

$75K to the Township of Springfield for repairs

2012

Hurricane Sandy

$45K to the Township of Springfield for repairs

2011

Hurricane Irene

$27K to the Township of Springfield for repairs

2010

Severe Winter Storm and Snowstorm

$33K to the Township of Springfield for repairs

2009

Snowstorm

$24K to the Township of Springfield for repairs

Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Springfield

Springfield and the towns around it

Very lowLowModerateHighVery high

Florencemostly inland floodingVery high

Burlingtonmostly inland floodingHigh

Mansfieldmostly inland floodingHigh

Pembertonmostly inland floodingModerate

Springfieldmostly inland floodingModerate

North Hanovermostly inland floodingLow

Chesterfieldmostly inland floodingLow

Wrightstownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springfield total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.