TownTapestry
Sign inJoin
ChesterfieldGood evening
Natural hazards · Chesterfield

Chesterfield, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Chesterfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1987. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chesterfield?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chesterfield to be higher than in 36% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding51%Earthquakes16%Hurricanes7%Strong wind6%Everything else20%
By hazard

What Chesterfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

16% of expected damage
Above average · higher than 71% of U.S. places

Hurricanes

7% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Strong wind

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chesterfield flood?

Every paid claim on a federal flood insurance policy in Chesterfield, from FEMA’s records.

2paid claims since 1987
$2Kpaid to owners
0homes flooded more than once
19872026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $1K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Chesterfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.
Disasters that hit Chesterfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chesterfield itself: aid to households, or repair grants to the Township of Chesterfield.

Brought FEMA money into ChesterfieldDeclared for Burlington County only
2016

Severe Winter Storm and Snowstorm

$21K to the Township of Chesterfield for repairs
2012

Hurricane Sandy

10 households applied for aid $36K to the Township of Chesterfield for repairs
2011

Hurricane Irene

13 households applied for aid $20K aid approved $9K to the Township of Chesterfield for repairs
2010

Severe Winter Storm and Snowstorm

$21K to the Township of Chesterfield for repairs
2010

Severe Storms and Flooding

3 households applied for aid $906 aid approved
2009

Snowstorm

$9K to the Township of Chesterfield for repairs
2007

Severe Storms and Inland and Coastal Flooding

8 households applied for aid $14K aid approved
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Chesterfield

Chesterfield and the towns around it

Hamilton: Moderate, mostly inland floodingMansfield: High, mostly inland floodingBordentown: High, mostly inland floodingNorth Hanover: Low, mostly inland floodingSpringfield: Moderate, mostly inland floodingLawrence: High, mostly inland floodingTrenton: High, mostly inland floodingBordentown: High, mostly inland floodingFalls: Low, mostly inland floodingRobbinsville: Low, mostly inland floodingWest Windsor: High, mostly inland floodingUpper Freehold: High, mostly inland floodingFlorence: Very high, mostly inland floodingFieldsboro: Moderate, mostly inland floodingNew Hanover: Very low, mostly inland floodingWrightstown: Very low, mostly inland floodingPlumsted: High, mostly inland floodingBurlington: High, mostly inland floodingPemberton: Moderate, mostly inland floodingChesterfield: Low, mostly inland flooding ChesterfieldHamiltonMansfieldBordentownNorth HanoverSpringfield
Very lowLowModerateHighVery high
Bordentownmostly inland floodingHigh
Mansfieldmostly inland floodingHigh
Hamiltonmostly inland floodingModerate
Springfieldmostly inland floodingModerate
North Hanovermostly inland floodingLow
Chesterfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chesterfield covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Chesterfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chesterfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chesterfield total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Chesterfield, NJBurlington CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Chesterfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map