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Natural hazards · North Hanover

North Hanover, NJ natural hazards

Most of the natural-hazard damage FEMA expects in North Hanover comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Hanover?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Hanover to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding58%Hurricanes8%Strong wind7%Earthquakes7%Everything else20%
By hazard

What North Hanover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

8% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 7 years in the area

Strong wind

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 68% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Hanover flood?

Every paid claim on a federal flood insurance policy in North Hanover, from FEMA’s records.

1paid claims since 2011
$13Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 1 claim, $13K
of homes in flood zones
are insured
of all homes
are insured
No community discount. North Hanover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.
Disasters that hit North Hanover

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Hanover itself: aid to households, or repair grants to the Township of North Hanover.

Brought FEMA money into North HanoverDeclared for Burlington County only
2018

Severe Winter Storm and Snowstorm

$6K to the Township of North Hanover for repairs
2016

Severe Winter Storm and Snowstorm

$38K to the Township of North Hanover for repairs
2012

Hurricane Sandy

$63K to the Township of North Hanover for repairs
2011

Hurricane Irene

1 household applied for aid $22K to the Township of North Hanover for repairs
2010

Severe Winter Storm and Snowstorm

$32K to the Township of North Hanover for repairs
2009

Snowstorm

$10K to the Township of North Hanover for repairs
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around North Hanover

North Hanover and the towns around it

New Hanover: Very low, mostly inland floodingHamilton: Moderate, mostly inland floodingChesterfield: Low, mostly inland floodingUpper Freehold: High, mostly inland floodingSpringfield: Moderate, mostly inland floodingWrightstown: Very low, mostly inland floodingPlumsted: High, mostly inland floodingPemberton: Moderate, mostly inland floodingBordentown: High, mostly inland floodingLawrence: High, mostly inland floodingTrenton: High, mostly inland floodingBordentown: High, mostly inland floodingFalls: Low, mostly inland floodingRobbinsville: Low, mostly inland floodingWest Windsor: High, mostly inland floodingMansfield: High, mostly inland floodingMillstone: High, mostly inland floodingRoosevelt: High, mostly inland floodingAllentown: High, mostly inland floodingFlorence: Very high, mostly inland floodingBurlington: High, mostly inland floodingJackson: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingNorth Hanover: Low, mostly inland flooding North HanoverNew HanoverHamiltonChesterfieldUpper FreeholdSpringfieldWrightstownPlumsted
Very lowLowModerateHighVery high
Plumstedmostly inland floodingHigh
Upper Freeholdmostly inland floodingHigh
Hamiltonmostly inland floodingModerate
Springfieldmostly inland floodingModerate
North Hanovermostly inland floodingLow
Chesterfieldmostly inland floodingLow
New Hanovermostly inland floodingVery low
Wrightstownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Hanover covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to North Hanover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Hanover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Hanover total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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