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Natural hazards · Oceanport

Oceanport, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Oceanport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 871 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Oceanport?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oceanport to be higher than in 72% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding48%Strong wind26%Coastal flooding9%Hurricanes5%Everything else12%
By hazard

What Oceanport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 4 times a year in the area

Strong wind

26% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Coastal flooding

9% of expected damage
Well above average · higher than 98% of U.S. places

Hurricanes

5% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Oceanport flood?

Every paid claim on a federal flood insurance policy in Oceanport, from FEMA’s records.

871paid claims since 1978
$61.4Mpaid to owners
37homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 517 claims, $54.1M
  • December Storm - Nor'easter: 225 claims, $6.1M
  • Hurricane Irene: 19 claims, $358K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Oceanport is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Monmouth County.

What’s been done with FEMA grants

42homes raised above flood level
Disasters that hit Oceanport

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oceanport itself: aid to households, or repair grants to the Borough of Oceanport.

Brought FEMA money into OceanportDeclared for Monmouth County only
2020

Tropical Storm Isaias

$139K to the Borough of Oceanport for repairs
2016

Severe Winter Storm and Snowstorm

$36K to the Borough of Oceanport for repairs
2012

Hurricane Sandy

709 households applied for aid $3.6M aid approved $7.2M to the Borough of Oceanport for repairs
2011

Hurricane Irene

22 households applied for aid $11K aid approved $50K to the Borough of Oceanport for repairs
2010

Severe Winter Storm and Snowstorm

$49K to the Borough of Oceanport for repairs
2010

Severe Storms and Flooding

6 households applied for aid $9K aid approved $30K to the Borough of Oceanport for repairs
Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Oceanport

Oceanport and the towns around it

West Long Branch: Moderate, mostly inland floodingLong Branch: High, mostly inland floodingShrewsbury: Moderate, mostly inland floodingLittle Silver: High, mostly inland floodingEatontown: High, mostly inland floodingMonmouth Beach: High, mostly inland floodingOcean: Moderate, mostly strong windsDeal: Moderate, mostly inland floodingTinton Falls: Moderate, mostly strong windsRed Bank: Moderate, mostly inland floodingRumson: High, mostly inland floodingSea Bright: Very high, mostly coastal floodingOceanport: High, mostly inland flooding OceanportWest Long BranchLong BranchShrewsburyLittle SilverEatontownMonmouth Beach
Very lowLowModerateHighVery high
Monmouth Beachmostly inland floodingHigh
Oceanportmostly inland floodingHigh
Little Silvermostly inland floodingHigh
Eatontownmostly inland floodingHigh
Long Branchmostly inland floodingHigh
Shrewsburymostly inland floodingModerate
West Long Branchmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oceanport covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Oceanport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Oceanport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oceanport total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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