Natural hazards · Readington

Readington, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Readington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 33 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Readington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Readington to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding72%Strong wind9%Everything else19%

By hazard

What Readington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Readington flood?

Every paid claim on a federal flood insurance policy in Readington, from FEMA’s records.

33paid claims since 1979

$856Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 11 claims, $525K
Hurricane Irene: 8 claims, $166K
Hurricane Floyd: 5 claims, $116K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Readington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunterdon County.

What’s been done with FEMA grants

1homes raised above flood level

1flood-prone properties bought out and cleared

Disasters that hit Readington

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Readington itself: aid to households, or repair grants to the Township of Readington.

Brought FEMA money into ReadingtonDeclared for Hunterdon County only

2021

Remnants of Hurricane Ida

1 household applied for aid $97K to the Township of Readington for repairs

2016

Severe Winter Storm and Snowstorm

$81K to the Township of Readington for repairs

2012

Hurricane Sandy

$3.0M to the Township of Readington for repairs

2011

Severe Storm

$34K to the Township of Readington for repairs

2011

Hurricane Irene

2 households applied for aid $6K aid approved $54K to the Township of Readington for repairs

2010

Severe Storms and Flooding

$20K to the Township of Readington for repairs

1999

Hurricane Floyd Major Disaster Declarations

$64K to the Township of Readington for repairs

Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Readington

Readington and the towns around it

Very lowLowModerateHighVery high

Readingtonmostly inland floodingModerate

Branchburgmostly inland floodingModerate

Bedminstermostly inland floodingModerate

Tewksburymostly inland floodingModerate

Hillsboroughmostly inland floodingModerate

Clintonmostly inland floodingLow

Raritanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Readington covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Readington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Readington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Readington total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.