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Natural hazards · Clinton

Clinton, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 26 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clinton?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding67%Strong wind11%Everything else22%
By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Strong wind

11% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

26paid claims since 1979
$377Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • Hurricane Ida: 7 claims, $251K
  • Hurricane Irene: 5 claims, $79K
  • December Nor'easter: 3 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hunterdon County.
Disasters that hit Clinton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the Township of Clinton.

Brought FEMA money into ClintonDeclared for Hunterdon County only
2016

Severe Winter Storm and Snowstorm

$41K to the Township of Clinton for repairs
2012

Hurricane Sandy

$179K to the Township of Clinton for repairs
2011

Hurricane Irene

$19K to the Township of Clinton for repairs
2010

Severe Storms and Flooding

$8K to the Township of Clinton for repairs
2004

Severe Storms and Flooding

$1K to the Township of Clinton for repairs
1999

Hurricane Floyd Major Disaster Declarations

$2K to the Township of Clinton for repairs
Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Clinton

Clinton and the towns around it

Franklin: Low, mostly inland floodingUnion: Low, mostly inland floodingReadington: Moderate, mostly inland floodingTewksbury: Moderate, mostly inland floodingClinton: Very high, mostly inland floodingRaritan: Low, mostly inland floodingLebanon: Moderate, mostly inland floodingHigh Bridge: High, mostly inland floodingAlexandria: High, mostly inland floodingKingwood: High, mostly inland floodingDelaware: High, mostly inland floodingBethlehem: Low, mostly inland floodingBedminster: Moderate, mostly inland floodingHillsborough: Moderate, mostly inland floodingBranchburg: Moderate, mostly inland floodingWashington: Low, mostly inland floodingCalifon: Moderate, mostly inland floodingChester: Moderate, mostly inland floodingEast Amwell: Moderate, mostly inland floodingMansfield: Low, mostly inland floodingWashington: Moderate, mostly inland floodingGlen Gardner: High, mostly inland floodingHampton: High, mostly inland floodingClinton: Low, mostly inland flooding ClintonFranklinUnionReadingtonTewksburyClintonRaritanLebanonHigh Bridge
Very lowLowModerateHighVery high
Clintonmostly inland floodingVery high
High Bridgemostly inland floodingHigh
Readingtonmostly inland floodingModerate
Lebanonmostly inland floodingModerate
Tewksburymostly inland floodingModerate
Clintonmostly inland floodingLow
Franklinmostly inland floodingLow
Raritanmostly inland floodingLow
Unionmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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