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Natural hazards · Bedminster

Bedminster, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bedminster comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 37 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bedminster?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bedminster to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%
By hazard

What Bedminster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bedminster flood?

Every paid claim on a federal flood insurance policy in Bedminster, from FEMA’s records.

37paid claims since 1980
$1.4Mpaid to owners
2homes flooded more than once
19802026

Biggest named events

  • Hurricane Ida: 10 claims, $979K
  • Hurricane Floyd: 9 claims, $164K
  • Hurricane Irene: 4 claims, $156K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Bedminster is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Somerset County.

What’s been done with FEMA grants

1homes raised above flood level
Disasters that hit Bedminster

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bedminster itself: aid to households, or repair grants to the Township of Bedminster.

Brought FEMA money into BedminsterDeclared for Somerset County only
2021

Remnants of Hurricane Ida

42 households applied for aid $92K aid approved $160K to the Township of Bedminster for repairs
2016

Severe Winter Storm and Snowstorm

$28K to the Township of Bedminster for repairs
2012

Hurricane Sandy

84 households applied for aid $9K aid approved $119K to the Township of Bedminster for repairs
2011

Hurricane Irene

22 households applied for aid $31K aid approved $23K to the Township of Bedminster for repairs
2010

Severe Winter Storm and Snowstorm

$19K to the Township of Bedminster for repairs
2010

Severe Storms and Flooding

$62K to the Township of Bedminster for repairs
1999

Hurricane Floyd Major Disaster Declarations

$26K to the Township of Bedminster for repairs
Somerset County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Bedminster

Bedminster and the towns around it

Tewksbury: Moderate, mostly inland floodingBridgewater: Moderate, mostly inland floodingBranchburg: Moderate, mostly inland floodingReadington: Moderate, mostly inland floodingPeapack and Gladstone: High, mostly inland floodingFar Hills: High, mostly inland floodingBernards: Moderate, mostly inland floodingChester: Moderate, mostly inland floodingLebanon: Moderate, mostly inland floodingClinton: Low, mostly inland floodingWashington: Low, mostly inland floodingCalifon: Moderate, mostly inland floodingBound Brook: Very high, mostly inland floodingSomerville: High, mostly inland floodingManville: High, mostly inland floodingMiddlesex: Very high, mostly inland floodingWarren: Moderate, mostly inland floodingHillsborough: Moderate, mostly inland floodingRaritan: High, mostly inland floodingFranklin: Moderate, mostly inland floodingGreen Brook: High, mostly inland floodingRaritan: Low, mostly inland floodingBernardsville: Low, mostly inland floodingHarding: Moderate, mostly inland floodingLong Hill: High, mostly inland floodingRandolph: Low, mostly inland floodingMendham: Moderate, mostly inland floodingMount Olive: Low, mostly inland floodingRoxbury: Low, mostly inland floodingBedminster: Moderate, mostly inland flooding BedminsterTewksburyBridgewaterBranchburgReadingtonPeapack and GladstoneFar HillsBernardsChester
Very lowLowModerateHighVery high
Peapack and Gladstonemostly inland floodingHigh
Far Hillsmostly inland floodingHigh
Readingtonmostly inland floodingModerate
Branchburgmostly inland floodingModerate
Bedminstermostly inland floodingModerate
Bridgewatermostly inland floodingModerate
Tewksburymostly inland floodingModerate
Bernardsmostly inland floodingModerate
Chestermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bedminster covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Bedminster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bedminster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bedminster total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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