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Natural hazards · Clementon

Clementon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Clementon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clementon?

34
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clementon to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding63%Heat waves8%Cold waves7%Earthquakes5%Everything else16%
By hazard

What Clementon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 4 times a year in the area

Heat waves

8% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about 11 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once a year in the area

Earthquakes

5% of expected damage
Above average · higher than 63% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clementon flood?

Every paid claim on a federal flood insurance policy in Clementon, from FEMA’s records.

5paid claims since 1996
$30Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • Hurricane Irene: 3 claims, $24K
  • April 2007 Nor'easter: 1 claim, $959
of homes in flood zones
are insured
of all homes
are insured
No community discount. Clementon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.
Disasters that hit Clementon

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clementon itself: aid to households, or repair grants to the Borough of Clementon.

Brought FEMA money into ClementonDeclared for Camden County only
2016

Severe Winter Storm and Snowstorm

$10K to the Borough of Clementon for repairs
2015

Severe Storm

$63K to the Borough of Clementon for repairs
2012

Hurricane Sandy

23 households applied for aid $8K aid approved $20K to the Borough of Clementon for repairs
2011

Hurricane Irene

112 households applied for aid $69K aid approved $4K to the Borough of Clementon for repairs
2010

Severe Winter Storm and Snowstorm

$9K to the Borough of Clementon for repairs
2009

Snowstorm

$7K to the Borough of Clementon for repairs
2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $10K aid approved
2004

Severe Storms and Flooding

8 households applied for aid $19K aid approved
Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Clementon

Clementon and the towns around it

Lindenwold: Low, mostly inland floodingPine Hill: Very low, mostly inland floodingGibbsboro: Very low, mostly inland floodingLaurel Springs: Low, mostly inland floodingStratford: Very low, mostly inland floodingVoorhees: Very low, mostly inland floodingGloucester: Very low, mostly inland floodingSomerdale: Very low, mostly inland floodingBerlin: Very low, mostly inland floodingBerlin: Very low, mostly inland floodingClementon: Low, mostly inland flooding ClementonLindenwoldPine Hill
Very lowLowModerateHighVery high
Clementonmostly inland floodingLow
Lindenwoldmostly inland floodingLow
Pine Hillmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clementon covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Clementon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Clementon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clementon total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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