Natural hazards · Pequannock

Pequannock, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Pequannock comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2,037 claims here since 1978. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pequannock?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pequannock to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding82%Cold waves5%Everything else13%

By hazard

What Pequannock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pequannock flood?

Every paid claim on a federal flood insurance policy in Pequannock, from FEMA’s records.

2,037paid claims since 1978

$66.6Mpaid to owners

334homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 632 claims, $38.8M
March 2010 Nor'easter: 323 claims, $10.4M
Late winter storms: 208 claims, $4.4M

Homes that flooded again and again

Each house = 6 homes. ■ FEMA “severe repetitive loss” (137) ■ flooded 2+ times

of all homes
are insured

🏷️ 25% off flood insurance. Pequannock is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Morris County.

What’s been done with FEMA grants

99homes raised above flood level

37flood-prone properties bought out and cleared

Disasters that hit Pequannock

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pequannock itself: aid to households, or repair grants to the Township of Pequannock.

Brought FEMA money into PequannockDeclared for Morris County only

2021

Remnants of Hurricane Ida

13 households applied for aid $26K aid approved $6K to the Township of Pequannock for repairs

2021

Severe Winter Storm and Snowstorm

$87K to the Township of Pequannock for repairs

2020

Tropical Storm Isaias

$98K to the Township of Pequannock for repairs

2018

Severe Winter Storm and Snowstorm

$36K to the Township of Pequannock for repairs

2016

Severe Winter Storm and Snowstorm

$35K to the Township of Pequannock for repairs

2012

Hurricane Sandy

64 households applied for aid $2K aid approved $144K to the Township of Pequannock for repairs

2011

Hurricane Irene

443 households applied for aid $1.3M aid approved $863K to the Township of Pequannock for repairs

2010

Severe Winter Storm and Snowstorm

$28K to the Township of Pequannock for repairs

2010

Severe Storms and Flooding

140 households applied for aid $230K aid approved $105K to the Township of Pequannock for repairs

2007

Severe Storms and Inland and Coastal Flooding

66 households applied for aid $46K aid approved

2005

Severe Storms and Flooding

39 households applied for aid $26K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$120K to the Township of Pequannock for repairs

Morris County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Pequannock

Pequannock and the towns around it

Very lowLowModerateHighVery high

Pompton Lakesmostly inland floodingVery high

Lincoln Parkmostly inland floodingVery high

Riverdalemostly inland floodingVery high

Pequannockmostly inland floodingHigh

Waynemostly inland floodingModerate

Kinnelonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pequannock covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Pequannock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pequannock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pequannock total about $9.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.