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Natural hazards · Pompton Lakes

Pompton Lakes, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Pompton Lakes comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2,301 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pompton Lakes?

94
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pompton Lakes to be higher than in 94% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else10%
By hazard

What Pompton Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pompton Lakes flood?

Every paid claim on a federal flood insurance policy in Pompton Lakes, from FEMA’s records.

2,301paid claims since 1978
$55.3Mpaid to owners
319homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 452 claims, $21.6M
  • March 2010 Nor'easter: 266 claims, $6.7M
  • Hurricane Floyd: 231 claims, $4.9M

Homes that flooded again and again

Each house = 6 homes. ■ FEMA “severe repetitive loss” (170) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Pompton Lakes is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Passaic County.

What’s been done with FEMA grants

67flood-prone properties bought out and cleared
35homes raised above flood level
Disasters that hit Pompton Lakes

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pompton Lakes itself: aid to households, or repair grants to the Borough of Pompton Lakes.

Brought FEMA money into Pompton LakesDeclared for Passaic County only
2021

Remnants of Hurricane Ida

73 households applied for aid $90K aid approved
2018

Severe Winter Storm and Snowstorm

$30K to the Borough of Pompton Lakes for repairs
2012

Hurricane Sandy

66 households applied for aid $3K aid approved $80K to the Borough of Pompton Lakes for repairs
2011

Hurricane Irene

624 households applied for aid $2.8M aid approved $760K to the Borough of Pompton Lakes for repairs
2010

Severe Winter Storm and Snowstorm

$23K to the Borough of Pompton Lakes for repairs
2010

Severe Storms and Flooding

184 households applied for aid $364K aid approved $140K to the Borough of Pompton Lakes for repairs
2007

Severe Storms and Inland and Coastal Flooding

182 households applied for aid $169K aid approved $47K to the Borough of Pompton Lakes for repairs
2005

Severe Storms and Flooding

49 households applied for aid $55K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$75K to the Borough of Pompton Lakes for repairs
Passaic County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Pompton Lakes

Pompton Lakes and the towns around it

Pequannock: High, mostly inland floodingWayne: Moderate, mostly inland floodingRiverdale: Very high, mostly inland floodingWanaque: Very high, mostly inland floodingBloomingdale: Very high, mostly inland floodingLincoln Park: Very high, mostly inland floodingKinnelon: Moderate, mostly inland floodingTotowa: Moderate, mostly inland floodingFairfield: Moderate, mostly inland floodingLittle Falls: High, mostly inland floodingHaledon: Very high, mostly inland floodingNorth Haledon: Low, mostly inland floodingFranklin Lakes: Low, mostly inland floodingOakland: High, mostly inland floodingButler: High, mostly inland floodingRingwood: High, mostly inland floodingWest Milford: High, mostly inland floodingPompton Lakes: Very high, mostly inland flooding Pompton LakesPequannockWayneRiverdaleWanaqueBloomingdale
Very lowLowModerateHighVery high
Pompton Lakesmostly inland floodingVery high
Bloomingdalemostly inland floodingVery high
Riverdalemostly inland floodingVery high
Wanaquemostly inland floodingVery high
Pequannockmostly inland floodingHigh
Waynemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pompton Lakes covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Pompton Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pompton Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pompton Lakes total about $7.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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