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Natural hazards · Kinnelon

Kinnelon, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Kinnelon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2011. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kinnelon?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kinnelon to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves6%Everything else16%
By hazard

What Kinnelon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 4 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kinnelon flood?

Every paid claim on a federal flood insurance policy in Kinnelon, from FEMA’s records.

2paid claims since 2011
$20Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 2 claims, $20K
of all homes
are insured
No community discount. Kinnelon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morris County.
Disasters that hit Kinnelon

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kinnelon itself: aid to households, or repair grants to the Borough of Kinnelon.

Brought FEMA money into KinnelonDeclared for Morris County only
2021

Remnants of Hurricane Ida

15 households applied for aid $32K aid approved
2020

Tropical Storm Isaias

$19K to the Borough of Kinnelon for repairs
2018

Severe Winter Storm and Snowstorm

$41K to the Borough of Kinnelon for repairs
2016

Severe Winter Storm and Snowstorm

$27K to the Borough of Kinnelon for repairs
2012

Hurricane Sandy

65 households applied for aid $2K aid approved $73K to the Borough of Kinnelon for repairs
2011

Severe Storm

$24K to the Borough of Kinnelon for repairs
2011

Hurricane Irene

44 households applied for aid $119K aid approved $739K to the Borough of Kinnelon for repairs
2010

Severe Winter Storm and Snowstorm

$40K to the Borough of Kinnelon for repairs
2010

Severe Storms and Flooding

8 households applied for aid $15K aid approved
2007

Severe Storms and Inland and Coastal Flooding

3 households applied for aid $8K aid approved
2005

Severe Storms and Flooding

1 household applied for aid $3K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$7K to the Borough of Kinnelon for repairs
Morris County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Kinnelon

Kinnelon and the towns around it

West Milford: High, mostly inland floodingButler: High, mostly inland floodingRiverdale: Very high, mostly inland floodingMontville: Very high, mostly inland floodingRockaway: Low, mostly inland floodingPequannock: High, mostly inland floodingLincoln Park: Very high, mostly inland floodingBoonton: Very high, mostly inland floodingJefferson: Low, mostly inland floodingRingwood: High, mostly inland floodingBloomingdale: Very high, mostly inland floodingVernon: Low, mostly inland floodingWarwick: Moderate, mostly inland floodingHardyston: Low, mostly inland floodingPompton Lakes: Very high, mostly inland floodingFairfield: Moderate, mostly inland floodingParsippany-Troy Hills: High, mostly inland floodingEast Hanover: High, mostly inland floodingBoonton: Very high, mostly inland floodingDenville: High, mostly inland floodingWharton: Low, mostly inland floodingRockaway: High, mostly inland floodingDover: Very high, mostly inland floodingRandolph: Low, mostly inland floodingWayne: Moderate, mostly inland floodingMountain Lakes: Low, mostly inland floodingKinnelon: Moderate, mostly inland flooding KinnelonWest MilfordButlerRiverdaleMontvilleRockawayPequannockLincoln ParkBoonton
Very lowLowModerateHighVery high
Lincoln Parkmostly inland floodingVery high
Riverdalemostly inland floodingVery high
Montvillemostly inland floodingVery high
Boontonmostly inland floodingVery high
Pequannockmostly inland floodingHigh
Butlermostly inland floodingHigh
West Milfordmostly inland floodingHigh
Kinnelonmostly inland floodingModerate
Rockawaymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kinnelon covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Kinnelon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Kinnelon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kinnelon total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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