Natural hazards · Long Branch

Long Branch, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Long Branch comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1,107 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Branch?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Branch to be higher than in 60% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding39%Strong wind33%Earthquakes7%Hurricanes6%Heat waves5%Everything else10%

By hazard

What Long Branch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Strong wind

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 72% of U.S. places

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 5 years in the area

Heat waves

5% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Branch flood?

Every paid claim on a federal flood insurance policy in Long Branch, from FEMA’s records.

1,107paid claims since 1978

$53.0Mpaid to owners

62homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 665 claims, $46.4M
December Storm - Nor'easter: 198 claims, $3.6M
Hurricane Irene: 35 claims, $669K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (12) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Long Branch is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Monmouth County.

What’s been done with FEMA grants

15homes raised above flood level

Disasters that hit Long Branch

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Long Branch itself: aid to households, or repair grants to the City of Long Branch.

Brought FEMA money into Long BranchDeclared for Monmouth County only

2020

Tropical Storm Isaias

$159K to the City of Long Branch for repairs

2012

Hurricane Sandy

2,884 households applied for aid $7.2M aid approved $21.3M to the City of Long Branch for repairs

2011

Hurricane Irene

187 households applied for aid $179K aid approved $146K to the City of Long Branch for repairs

2010

Severe Winter Storm and Snowstorm

$200K to the City of Long Branch for repairs

2010

Severe Storms and Flooding

21 households applied for aid $28K aid approved

Monmouth County has had 22 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Long Branch

Long Branch and the towns around it

Very lowLowModerateHighVery high

Monmouth Beachmostly inland floodingHigh

Oceanportmostly inland floodingHigh

Long Branchmostly inland floodingHigh

West Long Branchmostly inland floodingModerate

Dealmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Branch covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Long Branch’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Long Branch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Long Branch total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.