Natural hazards · Butler

Butler, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Butler comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 29 claims here since 1984. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Butler?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Butler to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves8%Everything else14%
By hazard

What Butler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Butler flood?

Every paid claim on a federal flood insurance policy in Butler, from FEMA’s records.

29paid claims since 1984
$354Kpaid to owners
6homes flooded more than once
19842026

Biggest named events

  • Hurricane Irene: 9 claims, $124K
  • March 2010 Nor'easter: 6 claims, $82K
  • Late winter storms: 2 claims, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Butler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morris County.
Disasters that hit Butler

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Butler itself: aid to households, or repair grants to the Borough of Butler.

Brought FEMA money into ButlerDeclared for Morris County only
2021

Remnants of Hurricane Ida

42 households applied for aid $39K aid approved
2021

Severe Winter Storm and Snowstorm

$64K to the Borough of Butler for repairs
2020

Tropical Storm Isaias

$288K to the Borough of Butler for repairs
2018

Severe Winter Storm and Snowstorm

$105K to the Borough of Butler for repairs
2016

Severe Winter Storm and Snowstorm

$31K to the Borough of Butler for repairs
2012

Hurricane Sandy

44 households applied for aid $9K aid approved $636K to the Borough of Butler for repairs
2011

Severe Storm

$154K to the Borough of Butler for repairs
2011

Hurricane Irene

27 households applied for aid $49K aid approved $102K to the Borough of Butler for repairs
2010

Severe Storms and Flooding

4 households applied for aid $868 aid approved $31K to the Borough of Butler for repairs
2007

Severe Storms and Inland and Coastal Flooding

2 households applied for aid $4K aid approved
1999

Hurricane Floyd Major Disaster Declarations

$92K to the Borough of Butler for repairs
Morris County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Butler

Butler and the towns around it

Bloomingdale: Very high, mostly inland floodingKinnelon: Moderate, mostly inland floodingRiverdale: Very high, mostly inland floodingWest Milford: High, mostly inland floodingWanaque: Very high, mostly inland floodingRingwood: High, mostly inland floodingPompton Lakes: Very high, mostly inland floodingMontville: Very high, mostly inland floodingRockaway: Low, mostly inland floodingPequannock: High, mostly inland floodingLincoln Park: Very high, mostly inland floodingBoonton: Very high, mostly inland floodingJefferson: Low, mostly inland floodingVernon: Low, mostly inland floodingWarwick: Moderate, mostly inland floodingHardyston: Low, mostly inland floodingButler: High, mostly inland flooding ButlerBloomingdaleKinnelonRiverdaleWest Milford
Very lowLowModerateHighVery high
Bloomingdalemostly inland floodingVery high
Riverdalemostly inland floodingVery high
Butlermostly inland floodingHigh
West Milfordmostly inland floodingHigh
Kinnelonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Butler covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Butler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Butler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Butler total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Butler, NJView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Butler is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01