Natural hazards · Bellmawr

Bellmawr, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bellmawr comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellmawr?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellmawr to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding57%Earthquakes11%Heat waves7%Cold waves6%Everything else19%

By hazard

What Bellmawr faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

11% of expected damage

Above average · higher than 71% of U.S. places

Heat waves

7% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 11 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellmawr flood?

Every paid claim on a federal flood insurance policy in Bellmawr, from FEMA’s records.

15paid claims since 1979

$81Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Hurricane Sandy: 2 claims, $19K
April 2007 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellmawr isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

Disasters that hit Bellmawr

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellmawr itself: aid to households, or repair grants to the Borough of Bellmawr.

Brought FEMA money into BellmawrDeclared for Camden County only

2012

Hurricane Sandy

15 households applied for aid $3K aid approved

2011

Hurricane Irene

72 households applied for aid $84K aid approved

2007

Severe Storms and Inland and Coastal Flooding

22 households applied for aid $24K aid approved

2004

Severe Storms and Flooding

4 households applied for aid $10K aid approved

Camden County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Bellmawr

Bellmawr and the towns around it

Very lowLowModerateHighVery high

Brooklawnmostly inland floodingHigh

Westvillemostly inland floodingHigh

Bellmawrmostly inland floodingLow

Mount Ephraimmostly inland floodingLow

Runnemedemostly inland floodingVery low

Deptfordmostly inland floodingVery low

Barringtonmostly inland floodingVery low

Haddon Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellmawr covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bellmawr’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bellmawr. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellmawr total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.