Natural hazards · Clinton

Clinton, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 47 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

47paid claims since 1978

$630Kpaid to owners

7homes flooded more than once

19782026

Biggest named events

Hurricane Ida: 7 claims, $153K
Hurricane Floyd: 5 claims, $26K
Hurricane Irene: 4 claims, $94K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunterdon County.

Disasters that hit Clinton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the Town of Clinton.

Brought FEMA money into ClintonDeclared for Hunterdon County only

2021

Remnants of Hurricane Ida

19 households applied for aid $18K aid approved

2016

Severe Winter Storm and Snowstorm

$21K to the Town of Clinton for repairs

2012

Hurricane Sandy

14 households applied for aid $100K to the Town of Clinton for repairs

2011

Severe Storm

$6K to the Town of Clinton for repairs

2011

Remnants of Tropical Storm Lee

$3K to the Town of Clinton for repairs

2011

Hurricane Irene

10 households applied for aid $12K aid approved $16K to the Town of Clinton for repairs

2004

Severe Storms and Flooding

1 household applied for aid $2K aid approved

1999

Hurricane Floyd Major Disaster Declarations

$3K to the Town of Clinton for repairs

Hunterdon County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Clinton

Clinton and the towns around it

Very lowLowModerateHighVery high

Clintonmostly inland floodingVery high

Clintonmostly inland floodingLow

Franklinmostly inland floodingLow

Unionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.