Natural hazards · Far Hills

Far Hills, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Far Hills comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Far Hills?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Far Hills to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Far Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Far Hills flood?

Every paid claim on a federal flood insurance policy in Far Hills, from FEMA’s records.

14paid claims since 1979

$269Kpaid to owners

4homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 4 claims, $115K
Hurricane Irene: 2 claims, $39K
Hurricane Floyd: 1 claim, $44K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Far Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Far Hills

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Far Hills itself: aid to households, or repair grants to the Borough of Far Hills.

Brought FEMA money into Far HillsDeclared for Somerset County only

2021

Remnants of Hurricane Ida

31 households applied for aid $42K aid approved

2016

Severe Winter Storm and Snowstorm

$7K to the Borough of Far Hills for repairs

2012

Hurricane Sandy

40 households applied for aid $10K aid approved $36K to the Borough of Far Hills for repairs

2011

Hurricane Irene

15 households applied for aid $9K aid approved $7K to the Borough of Far Hills for repairs

2010

Severe Storms and Flooding

1 household applied for aid $12K to the Borough of Far Hills for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $414 aid approved

1999

Hurricane Floyd Major Disaster Declarations

$8K to the Borough of Far Hills for repairs

Somerset County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Far Hills

Far Hills and the towns around it

Very lowLowModerateHighVery high

Peapack and Gladstonemostly inland floodingHigh

Far Hillsmostly inland floodingHigh

Bedminstermostly inland floodingModerate

Bernardsmostly inland floodingModerate

Bernardsvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Far Hills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Far Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Far Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Far Hills total about $848K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.